{"id":778,"date":"2023-03-27T22:13:52","date_gmt":"2023-03-27T22:13:52","guid":{"rendered":"https:\/\/richardguilbeau.com\/staging\/5433\/?page_id=778"},"modified":"2023-08-28T01:04:00","modified_gmt":"2023-08-28T01:04:00","slug":"680-program","status":"publish","type":"page","link":"https:\/\/richardguilbeau.com\/staging\/5433\/680-program\/","title":{"rendered":"680 Program"},"content":{"rendered":"\n<h3 class=\"wp-block-heading\"><strong>680 Program: (No Income Docs Required)<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Personal Credit reviewed for pre-approval for Business Credit Cards<\/li>\n\n\n\n<li>Personal Credit score on all three bureaus 680+ for you or a credit partner<\/li>\n\n\n\n<li>No bankruptcy or collection accounts (within last 7 years)<\/li>\n\n\n\n<li>Under 40% utilization on each revolving accounts<\/li>\n\n\n\n<li>No more than 4-6 inquiries per bureau in the last 6 months- preferably less<\/li>\n\n\n\n<li>No open(unpaid) collections, liens or judgments<\/li>\n\n\n\n<li>No late payments in 24 months<\/li>\n\n\n\n<li>Seasoned bank card trade lines 2K limit<\/li>\n\n\n\n<li>( Must have a minimum of two (2) open revolving accounts with a year and a half to two years of good payment history )<\/li>\n\n\n\n<li>9.9% &#8211; 11.99% success rate fee once funding is complete which can be paid with new card<\/li>\n\n\n\n<li>0% interest for 6 to 18 months<\/li>\n\n\n\n<li>Soft pull for pre-approval<\/li>\n\n\n\n<li>Credit partners can be used if you do not meet the minimum requirements<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>We will need a recent Personal Credit Report &#8211; We require a 3rd party (All 3 bureaus) credit report from\u00a0<a href=\"https:\/\/www.myscoreiq.com\/get-fico-max.aspx?offercode=432126BE\">myscoreiq.com<\/a>.  My Score IQ provides the best credit report available for this program.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>***If you have a Credit Freeze or Fraud Alert on your credit profile that will need to be removed for review.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n<!-- sktbuilder starter --><script type=\"text\/javascript\" src=\"https:\/\/richardguilbeau.com\/staging\/5433\/wp-content\/plugins\/skt-builder\/sktbuilder\/sktbuilder-frontend-starter.js\"><\/script><script type=\"text\/javascript\" src=\"https:\/\/richardguilbeau.com\/staging\/5433\/wp-content\/plugins\/skt-builder\/sktbuilder-wordpress-driver.js\"><\/script><script type=\"text\/javascript\"> var starter = new SktbuilderStarter({\"mode\": \"prod\", \"skip\":[\"jquery\",\"underscore\",\"backbone\"],\"sktbuilderUrl\": \"https:\/\/richardguilbeau.com\/staging\/5433\/wp-content\/plugins\/skt-builder\/sktbuilder\/\", \"driver\": new SktbuilderWordpressDriver({\"ajaxUrl\": \"https:\/\/richardguilbeau.com\/staging\/5433\/wp-admin\/admin-ajax.php\", \"iframeUrl\": \"https:\/\/richardguilbeau.com\/staging\/5433\/680-program\/?sktbuilder=true\", \"pageId\": 778,  \"nonce\": \"41248efc0e\", \"pages\": [], \"page\": \"680 Program\" }) });<\/script><!-- end sktbuilder starter -->","protected":false},"excerpt":{"rendered":"<p>680 Program: (No Income Docs Required) We will need a recent Personal Credit Report &#8211; We require a 3rd party (All 3 bureaus) credit report from\u00a0myscoreiq.com. My Score IQ provides the best credit report available for this program. ***If you have a Credit Freeze or Fraud Alert on your credit profile that will need to<br \/><a class=\"moretag\" href=\"https:\/\/richardguilbeau.com\/staging\/5433\/680-program\/\">+ Read More<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"templates\/page-fullwidth_template.php","meta":{"nf_dc_page":"","footnotes":""},"class_list":["post-778","page","type-page","status-publish","hentry"],"featured_image_src":false,"featured_image_src_square":false,"rbea_author_info":{"display_name":"Richard","author_link":"https:\/\/richardguilbeau.com\/staging\/5433\/author\/info\/"},"rbea_excerpt_info":"680 Program: (No Income Docs Required) We will need a recent Personal Credit Report &#8211; We require a 3rd party (All 3 bureaus) credit report from\u00a0myscoreiq.com. My Score IQ provides the best credit report available for this program. ***If you have a Credit Freeze or Fraud Alert on your credit profile that will need to<br><a class=\"moretag\" href=\"https:\/\/richardguilbeau.com\/staging\/5433\/680-program\/\">+ Read More<\/a>","_links":{"self":[{"href":"https:\/\/richardguilbeau.com\/staging\/5433\/wp-json\/wp\/v2\/pages\/778","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/richardguilbeau.com\/staging\/5433\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/richardguilbeau.com\/staging\/5433\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/richardguilbeau.com\/staging\/5433\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/richardguilbeau.com\/staging\/5433\/wp-json\/wp\/v2\/comments?post=778"}],"version-history":[{"count":5,"href":"https:\/\/richardguilbeau.com\/staging\/5433\/wp-json\/wp\/v2\/pages\/778\/revisions"}],"predecessor-version":[{"id":969,"href":"https:\/\/richardguilbeau.com\/staging\/5433\/wp-json\/wp\/v2\/pages\/778\/revisions\/969"}],"wp:attachment":[{"href":"https:\/\/richardguilbeau.com\/staging\/5433\/wp-json\/wp\/v2\/media?parent=778"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}